HBOS – Halifax Bank of Scotland Hired Thugs in Huddersfield (managed by Lloyds Bank)

Forced out of Home and Business by Bank of Scotland (Lloyds TSB HBOS Birmingham Midshires) and Kevin Oliver FRAUD

HBOS Agents

Having read the Public Notice, in the interest of fairness and to allow you to get a full view of the whole truth, here are contact details of known parties involved:

It is likely that in the instance that these individuals are unable to provide certified copies of contracts, warrants or Court orders, which they have refused to do, due most likely to the fact that these documents don’t exist and there associates have been lying – in which case they have been engaged in fraud and extortion (lying and creating paperwork to procure money by false means and misrepresentation).

Any assignments or orders seem to only be photocopies originating from Carol Tedman at Bank of Scotland but no original document (or certified copy) has been provided for inspection.
Is it possible that she too is in on the Fraud or a victim? I do not think it is the latter as she would have raised her concerns when I contacted her company about the strange behaviour of the people they had hired (before it turned aggressive, forceful, harassing and violent – see videos and read these pages for more info)

I request a sworn testimony from Laura Falconer, Carol Tedman, Joanne Crockett and CEO Antonio Horta Osorio that confirms, under penalty of perjury and unlimited liability, that my contract has never been sold, never been negotiated and confirmation that a real financial loss has been incurred in granting me any facility or funds.

Bank of ScotlandLaura Falconer and Carol Tedman and Joanne Crockett and Antonio Horta Osorio
(Part of HBOS “Halifax Bank of Scotland”, owners of Birmingham Midshires, all taken over by Lloyds TSB Group)
Bank of Scotland, The Mound, Edinburgh, EH1 1YZ
Laura Falconer: 0141 224184 (discontinued number) Use: 0131 339 8620
Joanne Crockett: 01383-426883
Won’t respond to questions from the owner but will use BofS letterhead to assist Kevin Oliver and his Agents.

Underwood and Co SolicitorsPaul Twomey
(Lawyers for Bank of Scotland and it’s Agents, including Kevin Oliver and Boultons)
Underwood Solicitors LLP, 40 Welbeck Street, London, W1G 8LN
Tel: 0207 5266000

Kevin Oliver
Kevin Oliver, Oakwell House, Bardon Mill Hexham, Northumberland, NE47 7HF
Tel: 01434 343000 / 07703 337200
(secretary: Ian Ross)
Hired by Carol Tedman/Laura Falconer and working for the Bank
Claiming to be the Agent of the landlord but not acting in his best interests!
(Kevin Oliver may be trading as Asset Rescue Ltd)

John Annetts (agent/associate of Kevin Oliver?)
J & D Property Solutions Limited
Tel: 07540 435595
Vehicle registration: VU10 OLP
Refused to identify himself to the landlord, told Police he worked for the Bank, claimed to have documents signed by a Solicitor. Broke and entered into rooms at property, lied to residents saying he’d provide key to front door.
Left with a smirk saying “It’s Just Business!”
Believed to be an agent/associate of Kevin Oliver
Business address not provided and unknown – typical behaviour of a honest individual?

Walker Morris Solicitors – Steven Young
Kings Court, 12 King Street, Leeds, West Yorkshire, LS1 2HL.
Tel: 01132 832500. Fax: 01132 459412

The Auction People – Part of Pugh & Company
4 The Parks, Newton le Willows, WA12 0JQ
Tel:08442 722444 Fax: 08442 722555

Gallery HD1Dennis Goodridge
(Gallery @HD1 Ltd – Co. No: 05530974 went into insolvent liquidation on 8th July 2009.
DRCG Limited is trading as Gallery @HD1)
Gallery, 8 New Street, Huddersfield, HD1 2AR
Tel: 01484 434310
Breaking and Entering. Lied to Police, students and other parties.
Read about it here
(Also trading at Gallery, 19 Commercial Street, Brighouse, HD6 1AF / Tel: 01484 711775 )

Boultons Estate AgentsMichael Sellers and Raymond Butterworth
Boultons Estate Agents, 54 John William St, Huddersfield HD1 1ER
Tel: 01484 515 029
Evicting tenants and destroying personal data
Read about it here

Shield SecurityPeter Heppleston and chief harassment officer Waqaas Majid(see videos)
Shield Security (UK) Ltd, Unit 17, Gatehouse Enterprise Centre, Albert Street, Huddersfield, HD1 3QD
Tel: 01484 350 047
Intimidation, threatening behaviour, harassment and assault
Read about it here

Please remember that something stated ‘off the record’ is different to something provided in writing or recorded.

Ensure you get permission from these people to record the details before having a conversation.

All parties have refused to respond to a Personal Data Access Request, except Bank of Scotland (which did send the info but it had mistakes and omissions)

Please note, these following people have failed to provide any evidence or certified documents to state what right they have to interfere with my personal affairs or business, trespass on my property or claim to be working on my behalf as they lie to people about the ownership of the properties at 8 Queens Road and take actions that I have not consented to or given them instruction.  They are believed to be working on the orders of Carol Tedman and Laura Falconer at Bank of Scotland (HBOS), Edinburgh.

Kevin Oliver, Hexham

Kevin Oliver – Hexham, Bank of Scotland

Dennis Goodridge, Gallery HD1

Dennis Goodridge, Gallery HD1

Peter Heppleston

Peter Heppleston – Shield Security Huddersfield

Waqaas Majid - Shield Security Huddersfield

Waqaas Majid – Shield Security Huddersfield

Michael Sellers

Michael Sellers – Boultons Huddersfield

Raymond Butterworth, Boultons Huddersfield

Raymond Butterworth – Boultons Huddersfield

This information will be redacted (removed) and/or amended subject to Bank of Scotland and all parties involved responding to the letters sent to them and providing evidence that they have acted legally AND lawfully. It is the writer’s belief that they have not done this and they continue to ignore the matter. Anything proven to be incorrect will immediately be removed. Alternatively, someone from the Bank of Scotland can request (in writing) that this information be removed and we only publish the written and recorded communications between the parties involved.

One response to “HBOS Agents

  1. Nikki Turner October 25, 2011 at 3:05 pm


    I think we have been in contact via a third party earlier this year. Someone on facebook. I have been battling with HBOS for sometime as one of the HBOS Reading victims. I also speak to many other people who have issues with HBOS and today I spoke to someone who reminded me of your case and key people in it. I think it would be very useful to exchange some info.

    Please e-mail me with a phone number at the address below. Or PM to @Spandavia.

    best wishes

    Nikki Turner

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